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Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...
The consumer credit reporting giant Equifax was founded in 1899, under the name Retail Credit Company. The credit bureau grew to become one of the largest in the U.S. by the mid-1900s.
If the vendors report the credit information to the credit bureaus, tradelines will be created a business credit report. For new businesses, this can take some time. [2] If credit grantors use a Paydex Score in determining whether or not to grant credit to a business, they will usually want to see a score of 75 or better.
The breach led to a record settlement with the FTC, a dramatic downgrade in Equifax’s own credit rating, and close to $3 billion in expenses for the company as it restructured both its C-suite ...
The FICO Small Business Scoring Service (SBSS) score is used to evaluate small business credit applicants. [38] This score can evaluate the personal credit report of a business owner along with the business credit report of the business itself. Financial information of the business may be evaluated as well.
In 2007, TALX was acquired by Equifax, one of the big three credit reporting agencies, in a transaction valued at $1.4 billion. [9] As of 2010, integration was completed and TALX now officially operates as a division of Equifax. [citation needed] In October 2012, Equifax changed the name of the TALX business unit to Equifax Workforce Solutions ...
Business and economy Identity theft in the United States More than 143 million people in the U.S. may have had their social security and driver's license numbers compromised due to a data breach on the credit rating firm Equifax. (The New York Times) (The Washington Post) (AP) Business in the United States Amazon.com announces bidding for a second headquarters campus in North America, to house ...
[1] [2] He served as the chairman and CEO of Equifax from 2005 to 2017, when he retired in the wake of the data breach of approximately 145.5 million customers. [2] [3] Because Smith retired instead of getting fired, he is expected to receive $90 million, including performance-based unvested stocks and $18.5 in retirement benefits, according to ...
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