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2. 0% APR car deals: Are they worth it? - AOL

   www.aol.com/finance/0-apr-car-deals-worth...

   Limits of 0% APR financing. Interest-free financing might be a great deal for some borrowers. Still, there are a few potential pitfalls you should look out for when considering this type of financing.

3. What is a 0% intro APR card? Your essential guide to interest ...

   www.aol.com/finance/intro-apr-cards-001631619.html

   A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...

4. 5 ways a 0% APR credit card could actually hurt your credit - AOL

   www.aol.com/finance/5-ways-0-apr-credit...

   There are many good reasons to apply for a zero-interest credit card. The best 0 percent intro APR cards offer between 12 and 21 months of zero interest on purchases, balance transfers, or both ...

5. 0% finance - Wikipedia

   en.wikipedia.org/wiki/0%_finance

   The financial mathematics behind the 0% finance scheme is somewhat complex, as the calculation differs with respect to the type of product and the country. [1] These deals are offered by finance companies or banks in conjunction with a manufacturer or dealer network. The schemes offer "zero percent" finance, where a customer pays for the ...

6. 12 New Year's Resolutions That Can Help Save Money

   www.aol.com/12-years-resolutions-help-save...

   7. Refinance Your Loan. Paying less interest is an easy way to save money and pay down your debt faster. If interest rates have changed since you first took out a loan, consider refinancing with a ...

7. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   0.7974% effective monthly interest rate, because 1.007974 12 =1.1; 9.569% annual interest rate compounded monthly, because 12×0.7974=9.569; 9.091% annual rate in advance, because (1.1-1)÷1.1=0.09091; These rates are all equivalent, but to a consumer who is not trained in the mathematics of finance, this can be confusing. APR helps to ...