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User can authenticate a NACH API e-mandate on the web. The customer gets directed to the NPCI website, where customer has to choose their bank, and then authenticate via one of the two methods - 1. Net banking credentials 2. Debit card. [3] Kotak Mahindra Bank became the first bank to allow customers to choose both methods for authentication. [5]
Transactions on BHIM are nearly instantaneous and can be done at any time, including weekends and bank holidays. BHIM now also allows users to send or receive digital payments through Aadhaar authentication. [9] BHIM will be made available on Open Network for Digital Commerce (ONDC) in an effort to challenge PhonePe and Google Pay's hegemony. [10]
National Payments Corporation of India (NPCI) is an Indian public sector company that operates retail payments and settlement systems in India. The organization is an initiative of the Reserve Bank of India (RBI) and the Indian Banks' Association (IBA) under the provisions of the Payment and Settlement Systems Act, 2007, for creating a robust payment and settlement infrastructure in India.
Unified Payments Interface (UPI) is an Indian instant payment system as well as protocol developed by the National Payments Corporation of India (NPCI) in 2016. The interface facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions.
Structured Financial Messaging System (SFMS) is a secure messaging standard developed to serve as a platform for intra-bank and inter-bank applications. It is an Indian standard similar to SWIFT which is the international messaging system used for financial messaging globally. SFMS can be used for secure communication within the bank and ...
The NPCI, a quasi-regulator under the central bank, is a public non-profit organisation that oversees India's retail payment systems, including UPI, the country's most popular mode of digital ...
Java Authentication and Authorization Service, or JAAS, pronounced "Jazz", [1] is the Java implementation of the standard Pluggable Authentication Module (PAM) information security framework. [2] JAAS was introduced as an extension library to the Java Platform, Standard Edition 1.3 and was integrated in version 1.4.
Google Authenticator PAM module source code on GitHub; Google Authenticator implementation in Python on Stack Overflow; Django-MFA Implementation Using Google Authenticator - Django-MFA is a simple package to add an extra layer of security to your Django web application. It gives your web app a randomly changing password as extra protection.