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The following is a general comparison of OTP applications that are used to generate one-time passwords for two-factor authentication (2FA) systems using the time-based one-time password (TOTP) or the HMAC-based one-time password (HOTP) algorithms.
HMAC-based one-time password (HOTP) is a one-time password (OTP) algorithm based on HMAC. It is a cornerstone of the Initiative for Open Authentication (OATH). HOTP was published as an informational IETF RFC 4226 in December 2005, documenting the algorithm along with a Java implementation.
Time-based one-time password (TOTP) is a computer algorithm that generates a one-time password (OTP) using the current time as a source of uniqueness. As an extension of the HMAC-based one-time password algorithm (HOTP), it has been adopted as Internet Engineering Task Force (IETF) standard RFC 6238 .
The eXtensible Access Control Markup Language (XACML) is an XML-based standard markup language for specifying access control policies. The standard, published by OASIS, defines a declarative fine-grained, attribute-based access control policy language, an architecture, and a processing model describing how to evaluate access requests according to the rules defined in policies.
In the context of an HTTP transaction, basic access authentication is a method for an HTTP user agent (e.g. a web browser) to provide a user name and password when making a request. In basic HTTP authentication, a request contains a header field in the form of Authorization: Basic <credentials> , where <credentials> is the Base64 encoding of ID ...
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When the device contacts the ACS for the first time (or after a factory-reset) default passwords are used. In large networks it is the responsibility of the procurement to ensure each device is using unique credentials, their list is delivered with the devices themselves and secured. [citation needed].