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2. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

3. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report."

4. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Consumers can get free VantageScores from free credit report websites, and from some credit cards issued by Capital One, American Express, U.S. Bank, Chase Bank, TD Bank, N.A., Synchrony Bank, and USAA Bank. The VantageScore 3.0 and 4.0 lower than 550 is very poor, 550–649 is poor, 650–699 is fair, 700–749 is good, and 750–850 is excellent.

5. Equifax - Wikipedia

   en.wikipedia.org/wiki/Equifax

   Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...

6. What is my credit score if I have no credit history? - AOL

   www.aol.com/finance/credit-score-no-credit...

   Credit bureaus collect information, and the main three are TransUnion, Equifax and Experian. Credit scoring models are like mathematical formulas, and the most common are the FICO and VantageScore ...

7. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   The most widely used version of FICO scores is called FICO score 8. If you are unsure which version of your FICO scores you should monitor, FICO score 8 is a good place to start.