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  2. Fixed deposit - Wikipedia

    en.wikipedia.org/wiki/Fixed_deposit

    A fixed deposit (FD) is a tenured deposit account provided by banks or non-bank financial institutions which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. The term fixed deposit is most commonly used in India and the ...

  3. ICICI Bank - Wikipedia

    en.wikipedia.org/wiki/ICICI_Bank

    ICICI Bank Limited is an Indian multinational bank and financial services company headquartered in Mumbai with a registered office in Vadodara.It offers a wide range of banking and financial services for corporate and retail customers through various delivery channels and specialized subsidiaries in the areas of investment banking, life, non-life insurance, venture capital and asset management.

  4. ICICI Home Finance Company - Wikipedia

    en.wikipedia.org/wiki/ICICI_Home_Finance_Company

    ICICI HFC is registered with National Housing Bank. [14] [15] The company operates all over the country and it has offices in all major cities across India. [16] ICICI HFC fixed deposits have received the highest ratings of MAAA by ICRA, FAAA by CRISIL and AAA rating from CARE. [17] [18]

  5. Payments bank - Wikipedia

    en.wikipedia.org/wiki/Payments_bank

    In contrast, State Bank of India (SBI), the largest lender in the country by assets, recorded 145 million transactions, accounting for under 17%.The only banks ahead of Airtel Payments Bank are SBI and the three largest private-sector banks – HDFC Bank, ICICI Bank and Axis Bank. Indeed, ICICI Bank saw close to 60 million mobile-banking ...

  6. CASA ratio - Wikipedia

    en.wikipedia.org/wiki/CASA_ratio

    CASA ratio stands for current and savings account ratio. CASA ratio of a bank is the ratio of deposits in current, and saving accounts to total deposits. A higher CASA ratio indicates a lower cost of funds, because banks do not usually give any interests on current account deposits and the interest on saving accounts is usually very low 3–4%. [1]

  7. Indian Financial System Code - Wikipedia

    en.wikipedia.org/wiki/Indian_Financial_System_Code

    The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the three main Payment and settlement systems in India: the National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment Service (IMPS) systems.

  8. Mortgage and refinance rates for Dec. 20, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    Daily average mortgage rates on popular terms are rising as of Friday, December 20, 2024, with sharp moves higher for 30-year terms edging closer to 6.90% — an average 20 basis points higher ...

  9. Securitisation and Reconstruction of Financial Assets and ...

    en.wikipedia.org/wiki/Securitisation_and...

    In Mardia Chemicals Ltd. v. ICICI Bank, on 8 April 2004, the Supreme Court of India declared the Sarfaesi Act to be constitutionally valid. The Court said that a borrower may appeal against the lender in the debt recovery tribunal, without having to deposit 75% of the amount of the debt.