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  2. Florida car insurance laws - AOL

    www.aol.com/finance/florida-car-insurance-laws...

    Florida does not require bodily injury liability like most states, ... Uninsured or underinsured motorist coverage (UM): Uninsured motorist coverage pays for damage (up to the limit you carry) ...

  3. Penalties for driving without insurance in Florida - AOL

    www.aol.com/finance/penalties-driving-without...

    How much does car insurance cost in Florida? The average cost of car insurance in Florida is $3,594 per year for full coverage and $1,111 per year for minimum coverage.

  4. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    Florida. $10,000 PDL* $10,000 PIP. Georgia. 25/50/25. None. ... **New Hampshire does not require car insurance, but these are the minimum limits if you buy a policy to satisfy the financial ...

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    North Carolina is the only state to require that a driver hold liability insurance before a license can be issued. North Carolina does allow for a "fleet license" to be issued if the license holder has no insurance, however the fleet license only allows for the driver to operate vehicles owned and insured by their employer. The license holder ...

  6. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    Most states require a victim to sue the uninsured motorist (or a fictitious John Doe hit and run driver when litigating the second category of uninsured motorist claim) for his injuries in order to prevail on a breach of contract action against the insurance carrier. Some states, such as Virginia, require that the victim actually obtain a ...

  7. These states are increasing minimum coverage requirements in 2025

    www.aol.com/finance/states-increasing-minimum...

    Up until June 2024, drivers could choose to pay an uninsured motorist fee instead of buying a car insurance policy. But after July 1, 2024, Virginia drivers were no longer allowed to enroll in the ...

  8. Florida Department of Highway Safety and Motor Vehicles

    en.wikipedia.org/wiki/Florida_Department_of...

    The department provides oversight and services in partnership with the various 67 Florida county tax collectors for the issuance of driver licenses, the Florida drivers license handbook [6] registrations and titling of automobiles, trailers, boats, and mobile homes. Florida residents who are at least 15 years old can obtain a learner license ...

  9. What happens if you get caught driving without insurance? - AOL

    www.aol.com/finance/happens-caught-driving...

    Some states also have other requirements, such as uninsured and underinsured motorist coverage, medical payments coverage or personal injury protection (PIP). The latter two cover your medical ...