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To implement user authentication using a fingerprint enabled smart card, the user has to authenticate himself/herself to the card by means of the fingerprint before starting a payment transaction. Several companies [29] offer cards with fingerprint sensors, including: Thales: Biometric card, IDEMIA: F.Code, originally developed by NagraID Security,
The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1]
When using mobile identity, no separate card reader is needed, as the phone itself already performs both functions. In contrast to other approaches, the mobile phone in conjunction with a mobile signature-enabled SIM card aims to offer the same security and ease of use as for example smart cards in existing digital identity management systems.
One form of eID is an electronic identification card (eIC), which is a physical identity card that can be used for online and offline personal identification or authentication. The eIC is a smart card in ID-1 format of a regular bank card, with identity information printed on the surface (such as personal details and a photograph) and in an ...
The smart card will store an encrypted digital certificate issued from the PKI along with any other relevant or needed information about the card holder. Examples include the U.S. Department of Defense (DoD) Common Access Card (CAC), and the use of various smart cards by many governments as identification cards for their citizens. When combined ...
A Smart Card Management System (SCMS) is a system for managing smart cards [1] through the life cycle [2] of the smart cards. Thus, the system can issue the smart cards, maintain the smart cards while in use and finally take the smart cards out of use ( EOL ).
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The chip authentication specification defines a handheld device (CAP reader) with a smart card slot, a decimal keypad, and a display capable of displaying at least 12 characters. Chip authentication (CA) has two functions: To authenticate the chip and prove that the chip is genuine. Only a genuine chip can implement communication securely.