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WSJ Prime Rate Changes. The Wall Street Journal Prime Rate (WSJ Prime Rate) is a measure of the U.S. prime rate, defined by The Wall Street Journal (WSJ) as "the base rate on corporate loans posted by at least 70% of the 10 largest U.S. banks". It is not the "best" rate offered by banks.
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Prior to December 17, 2008, the Wall Street Journal followed a policy of changing its published prime rate when 23 out of 30 of the United States' largest banks changed their prime rates. Recognizing that fewer, larger banks now control most banking assets (that is, it is more concentrated), the Journal now publishes a rate reflecting the base ...
The prime interest rate, also known as the “U.S. prime rate” or “Wall Street Journal prime rate,” is determined by individual banks, helping them decide how much interest to charge for ...
The prime rate stands at 5.50%, effective July 28, 2022 — an increase from the previous rate of 4.75%. ... The Wall Street Journal carries out research to determine the interest rate banks are ...
See Interest Rates Over the Last 100 Years. Find out how history affects today's rates and what it means for you. ... The prime rate published by The Wall Street Journal is the base rate on ...
The new increase means higher borrowing costs for car loans, home equity lines of credit and credit cards.
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