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The return premium is generally calculated using a wheel calculator, a type of circular slide rule or an online version. [1] The return premium is calculated by calculating the unearned premium and then subtracting any unpaid premium and penalty for early cancellation.
Guaranteed asset protection insurance (or GAP Insurance) is an insurance coverage offered as a supplement to automobile insurance policies or auto loans. A GAP policy covers the difference between the value of a car (i.e., what the insurance company will typically pay) and what the borrower owes on the loan if the car is totaled or stolen.
Loan/lease payoff coverage, also known as GAP coverage or GAP insurance, [15] [16] was established in the early 1980s to provide protection to consumers based upon buying and market trends. Due to the sharp decline in value immediately following purchase, there is generally a period in which the amount owed on the car loan exceeds the value of ...
Gap insurance comes into play when there is a total loss of your vehicle. This typically occurs as the result of an accident in which your car is deemed totaled by your insurance carrier.
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GAP coverage is mainly used on new and used small vehicles (cars and trucks) and heavy trucks. Some financing companies and lease contracts require it. [2] GAP insurance covers the amount on a loan that is the difference between the amount owed and the amount covered by another insurance policy. [1] Some GAP policies also cover the deductible. [3]
If you book a flight out of the Dallas/Fort Worth Airport or Dallas Love Field, there’s a good chance it could get canceled.A new study found that the two airports ranked among the top 20 in the ...