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2. What Does Homeowners Insurance Cover? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   The standard homeowners insurance policy provides at least $100,000 worth of liability coverage, according to the III. Experts recommend increasing that to $300,000 to $500,000.

3. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   Medical payments coverage: This coverage operates similarly to personal liability but specifically covers the medical bills of someone injured on or in your property, regardless of fault.

4. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   The most common type of homeowners insurance is the HO-3 Special Form policy, which covers your home, your personal property, liability, additional living expenses and medical payments.

5. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   In addition to standard home insurance, some 8 million households in the UK are categorized as being a "non-standard" risk. These households require a specialist or non-standard insurer that would cover home insurance needs for people that have criminal convictions and/or where the property suffers subsidence or has previously been underpinned.

6. Is home insurance required? - AOL

   www.aol.com/finance/homeowners-insurance...

   It’s also important to note that medical payments coverage typically carries a much smaller limit than liability coverage — usually $1,000 to $5,000 for medical payments compared to $100,000 ...

7. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

8. Why Slashing Your Homeowners Insurance Coverage to Save Money ...

   www.aol.com/why-slashing-homeowners-insurance...

   This says that if a homeowner fails to purchase coverage for at least 80% of the home's total replacement value, the homeowners insurance company only has to pay a proportionate amount of the damages.

9. Homeowners choose minimal insurance due to rising rates ... - AOL

   www.aol.com/finance/homeowners-choose-minimal...

   What is the required minimum coverage for home insurance? ... Coverage F, Medical Payments: $1,000. The homeowners also have a $1,000 deductible, a $500 hail deductible and a 2 percent hurricane ...