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  2. How to Remove Derogatory Items From Your Credit Report - AOL

    www.aol.com/remove-derogatory-items-credit...

    So you should start by getting your free credit report. You can get your credit report from many different services. But by law, each of the three major reporting bureaus has to give you a free ...

  3. Tax debt relief: How to resolve your debt with the IRS

    www.aol.com/finance/tax-debt-relief-resolve-debt...

    Tax debt relief is a way the government helps you when you can ... you’ll need to complete and submit the following to the IRS: Form 433-A (OIC) Collection Information Statement for Wage Earners ...

  4. Offer in compromise - Wikipedia

    en.wikipedia.org/wiki/Offer_in_compromise

    The Offer in Compromise (OIC) program, in the United States, is an Internal Revenue Service (IRS) program under 26 U.S.C. § 7122, which allows qualified individuals with an unpaid tax debt to negotiate a settled amount that is less than the total owed to clear the debt. A taxpayer uses the checklist in the Form 656, OIC package to determine if ...

  5. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    If negative information is removed as a result of a consumer's dispute, it may not be reinserted without notifying the consumer in writing within five days; and, Remove negative information seven years after the date of first delinquency (except for bankruptcies (10 years) and tax liens (seven years from the time they are paid).

  6. Cancellation-of-debt income - Wikipedia

    en.wikipedia.org/wiki/Cancellation-of-debt_income

    General business credit – Any carryover to or from the taxable year of a discharge of an amount for purposes for determining the amount allowable as a credit under 26 U.S.C. §38 (relating to general business credit) Minimum tax credit – The amount of the minimum tax credit available under 26 U.S.C. §53(b) as of the beginning of the tax ...

  7. Trusting tax-scam companies to 'negotiate' with the IRS can ...

    www.aol.com/trusting-tax-scam-companies...

    The IRS sees many situations where taxpayers don't meet the technical requirements for an offer, but they had to face excessive fees from promoters for information they can easily obtain ...

  8. Internal Revenue Code section 61 - Wikipedia

    en.wikipedia.org/wiki/Internal_Revenue_Code...

    One form of income listed in the Code, that of "discharge of indebtedness" is not often considered income by lay persons. If, however, a taxpayer owes a debt to any other party, and that debt is forgiven without being fully repaid, the taxpayer must as a general rule declare the forgiven amount as income, and must pay tax on it. [6]

  9. Don't forget to declare income from stolen goods and illegal ...

    www.aol.com/finance/dont-forget-declare-income...

    Don’t forget to report to the IRS any income you brought in from drug deals, bribes, stolen goods, prostitution or other illegal activity.