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Find information on CalPERS retirement benefits, including deferred compensation, refunds, reciprocity, and service credit.
Learn about the CalPERS retirement benefits available for your employees, including the three basic types of retirement and how benefits are calculated.
Log in to myCalPERS to estimate your retirement benefits using the latest data reported by your employer. Use our online calculator and enter your own data (no log-in is required). Be sure to check out our Retirement Planning Checklist to see what steps to take starting one year before you retire.
Benefits are based on a three-part formula that uses service credit, benefit factor (also known as the multiplier), and average final compensation. We encourage you to take a retirement planning class to understand each element.
Learn more about your retirement plan and how to maximize your benefits by using any of our retirement planning resources: Calculate your retirement benefit with our retirement estimate calculator. Understand your benefit factors by viewing the benefit factor charts.
That’s why we’ve got retirement facts — not misinformation — to help guide your decision making. Myth 1 — My retirement benefit will increase indefinitely with age. Fact: Pension payments are calculated using a retirement formula based on years of service credit, age at retirement, and final compensation. All retirement formulas have ...
CalPERS builds retirement and health security for California state, school, and public agency members. We manage the largest public pension fund in the US.
The California Public Employees Retirement System (CalPERS) offers a defined benefit retirement plan. It provides benefits based on members years of service, age, and final compensation. In addition, benefits are provided for disability death, and payments to survivors or beneficiaries of eligible members.
Check out our retirement planning checklist for key steps and considerations as the years and months count down to your well-earned retirement. To learn more about your service retirement, apply, or calculate your benefit, check out our service retirement guide (PDF).
The California Public Employees Retirement System (CalPERS) administers retirement benefits for state employees. Visit the CalPERS website.