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  2. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Using the example above, if you take out a $5,000 debt consolidation loan with a three-year term and an 11 percent fixed interest rate, you’ll pay $164 per month and $892.97 in interest over the ...

  3. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    It’s a huge risk to borrow money this way if you don’t know how you will pay it off. It is also difficult to qualify for a credit card with a 0 percent interest rate.

  4. A comprehensive guide to debt relief programs - AOL

    www.aol.com/finance/debt-relief-guide-know...

    The entire debt is consolidated into one amount you pay back over time. Many people gravitate to consolidation to pay off multiple loans because it simplifies budgets and can mean smaller monthly ...

  5. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    You borrow what you need from the line of credit, repay it and use it again when needed. ... One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a ...

  6. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    Key takeaways. Debt consolidation can be accomplished with a personal loan or credit card, depending on your needs. Competitive rates typically go to those with good to excellent credit — FICO ...

  7. How to get out of debt with a low income - AOL

    www.aol.com/finance/debt-low-income-215227915.html

    Lower-income households tend to have the highest credit card debt-to-income ratio, making it even more difficult to pay off debt. However, even those on a low income can take steps to get out of debt.

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