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  2. Personal loans for college students: Should you ever consider ...

    www.aol.com/finance/consider-getting-personal...

    Usage restrictions: Many personal loan lenders restrict the use of loans for education expenses, unlike student loans. You can likely use a personal loan for expenses outside tuition and fees, but ...

  3. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    Debt-to-income ratio: If a high percentage of your income is already used to pay debts, lenders may charge you a higher rate to cover the risk you might not be able to afford a new personal loan.

  4. Should I get a personal loan? 9 top reasons to consider - AOL

    www.aol.com/finance/personal-loan-9-top-reasons...

    Bad credit personal loan options are also available for borrowers with scores below the 620 minimum standard set by most home equity lenders. ... Some institutions require a minimum income for ...

  5. Where to get a personal loan - AOL

    www.aol.com/finance/where-personal-loan...

    The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...

  6. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Though lenders do like to see a steady source of income, it is still possible to qualify for a personal loan if you are self-employed or have other sources of income. You may be required to ...

  7. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Sources. Finance Rate on Personal Loans at Commercial Banks, Federal Reserve Bank of St. Louis.Accessed July 22, 2024. Commercial Bank Interest Rate on Credit Card Plans, All Accounts, Federal ...

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