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2. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

3. Bad credit loans: 5 risks to be aware of before getting one - AOL

   www.aol.com/finance/bad-credit-loans-5-risks...

   Loans for bad credit often come with high rates and fees. Watch out for lenders that contact you consistently, promise approval or charge rates above 35.99 percent, they're likely a scam.

4. Personal loans for college students: Should you ever consider ...

   www.aol.com/finance/consider-getting-personal...

   Personal loans for students vs. student loans Personal loans and student loans can help you survive financially while in college. However, having both could be dangerous if it’s time to repay ...

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   A personal loan can be a good alternative if you want to finance a major purchase but don’t want to be locked into how you use the money. Before applying, check with your lender on the approved ...

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   [50] [51] Rental application rejections and the inability to find sufficient housing is a well known consequence of credit scores as it leaves college graduates unable to participate in society. Even if loan payments are never late, debt-to-income ratios can be too high for landlords to approve an application. [52]

7. Student financial aid in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_financial_aid_in...

   Students may qualify for a Perkins Loan of up to $8,000 each year depending on financial need, the amount of other aid received, and the availability of funds at the school. Each college has a set amount of Perkins Loans for its students; there has been controversy over the formula that is used to apportion the loans to colleges.

8. How to get a personal loan with bad credit & special ... - AOL

   www.aol.com/finance/personal-loan-bad-credit...

   Lenders that offer personal loans for bad credit borrowers usually limit you to a $50,000 loan amount. The amount may be significantly lower if you have very low credit scores (below 580) or a ...

9. No income, no asset - Wikipedia

   en.wikipedia.org/wiki/No_Income,_No_Asset

   It was described as a no income, no job, [and] no assets loan because the only thing an applicant had to show was his/her credit rating, which was presumed to reflect willingness and ability to pay. The term was popularized by Charles R. Morris in his 2008 book The Two Trillion Dollar Meltdown , though the acronym had been publicly used by some ...