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  2. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Bad credit loans are available through online lenders, select community banks and credit unions. ... Payday lenders offer small short-term loans, typically up to $500. It’s easy to get approved ...

  3. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    Some lenders work with individuals with bad credit, although the rates are often higher (up to 35.99 percent), but still not as high as payday loan rates. Lightbulb Bankrate insider tips

  4. Emergency and payday loan alternatives that could save ... - AOL

    www.aol.com/finance/emergency-payday-loan...

    The payday lender could report the delinquent balance to the three credit reporting agencies or sell your account to a collection agency. Either way, your credit score will likely drop due to the ...

  5. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  6. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    What a no-credit-check loan is. Lenders do not conduct a hard credit check or review your credit history with a no-credit-check loan. ... Understand all fees associated with the loan. With payday ...

  7. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    Americans that use non-traditional lenders to meet short-term financial needs include almost ten million households that are unbanked or underbanked, according to a 2004 study prepared for The Fannie Mae Foundation by the Urban Institute Metropolitan Housing and Communities Policy Center, "Alternative Financial Service Providers."

  8. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    The statewide database does not allow a loan to be issued to a consumer by a licensed payday lender if the loan would result in a violation of state statute. A borrower's cumulative payday loans cannot exceed 25 percent of the individual's gross monthly income. [28] In 2017, the New Mexico Legislature banned payday loans. [29]

  9. 6 types of bad credit loans and their uses - AOL

    www.aol.com/finance/6-types-bad-credit-loans...

    Common no-credit-check loans include payday loans, auto title loans and co-signer loans. Pros. ... Most payday lenders won’t check your credit and offer loans up to $500. Since brick-and-mortar ...

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