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With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
The typical plan comes without annual limits, and shorter waiting periods to activation. Some plans cover cosmetic dental procedures as well, although this is less common. A standard dental discount plan has a limited roster of dentists within its approved network, similar to dental insurance. [1]
Implants preserve the integrity of the teeth adjacent to the edentulous area, and it has been shown that dental implant therapy is less costly and more efficient over time than tooth-supported FPDs for the replacement of one missing tooth. The major disadvantage of dental implant surgery is the need for a surgical procedure. [17]
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Aspen Dental Management, Inc. (ADMI) is an American dental service franchise with over 1100 offices in the United States. [1] Its headquarters is in Chicago, Illinois. [2]The chain is best known for its corporate dentistry locations, which are targeted at individuals which do not currently have a relationship with traditional dentistry practices or otherwise face financial barriers.
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