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  2. How much does a boat cost to purchase and own? - AOL

    www.aol.com/finance/much-does-boat-cost-purchase...

    So, using the example above, the average annual cost of insurance for a $20,000 boat would be between $200 and $1,000 a year. Boat taxes: They are required in some states. If your state charges a ...

  3. New NJ laws are going into effect in 2024. Here's what they ...

    www.aol.com/nj-laws-going-effect-2024-091811022.html

    New Jersey is one of 22 states that will see minimum wage increases on New Year's Day and one of eight total states (plus Washington, D.C.) that have a minimum wage of at least $15. More details ...

  4. How much boat can I afford? 3 steps to calculate your budget

    www.aol.com/finance/much-boat-afford-3-steps...

    You can find used boats for less than $10,000. On average, new ones cost upwards of $40,000. ... there’s insurance costs. Boat insurance rates typically equal 1.5 percent of the boat’s insured ...

  5. New Jersey Department of Banking and Insurance - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Department_of...

    The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]

  6. NJM Insurance Group - Wikipedia

    en.wikipedia.org/wiki/NJM_Insurance_Group

    NJM Insurance Group, originally known as New Jersey Manufacturers Casualty Insurance Company, formed as a workers’ compensation insurance company on June 7, 1913, two years after New Jersey passed the Workmen's Compensation Act [4] which required all employers to carry insurance coverage for injured workers. [5]

  7. New Jersey Administrative Code - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Administrative_Code

    The New Jersey Administrative Code (N.J.A.C.) is the codification of all rules and regulations made by the executive branch agencies of New Jersey. Newly proposed rules are published for comment in the New Jersey Register, which is published twice a month. Once the new rules are officially adopted, they are published in the Code. [1]

  8. Driving without insurance in New Jersey - AOL

    www.aol.com/finance/driving-without-insurance...

    Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement

  9. Marine insurance - Wikipedia

    en.wikipedia.org/wiki/Marine_insurance

    A co-insurance, which typically governs non-proportional treaty reinsurance, is an excess expressed as a proportion of a claim in percentage terms and applied to the entirety of a claim. Co-insurance is a penalty imposed on the insured by the insurance carrier for under reporting/declaring/insuring the value of tangible property or business income.

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