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We are an insurance safety net and partner in the insolvency system, fairly serving the people of Texas in an efficient and cost-effective way. TPCIGA, Mission statement According to the Texas State Auditor's Office, the "Association's purpose is to pay, fairly and in a timely manner, valid insurance claims involving insolvent property and ...
Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
Starting your own business requires a significant investment of both time and money. Millions of people continue to step up to the challenge with 33 million small businesses active in the U.S. as ...
Personal business property: Any items owned by the business or business owner or owned by a third party but kept temporarily in the care, custody or control of the business or business owner. To be covered by a BOP, business property must be stored or kept in specified proximity of business premises (e.g., within 100 feet of the premises). [4]
Example of uneven sidewalk tiles that might cause a fall. Premises liability may range from things from "injuries caused by a variety of hazardous conditions, including open excavations, uneven pavement, standing water, crumbling curbs, wet floors, uncleared snow, icy walks, falling objects, inadequate security, insufficient lighting, concealed holes, improperly secured mats, or defects in ...
It administers laws and rules governing workers' compensation benefits, workplace safety and health, building codes, and the operation of both insurance companies and financial institutions. The department provides services to both citizens and businesses, and as of 2006, had a budget of US$560 million, and employed a staff of 1,088.
Oregon Mutual Insurance headquarters. Oregon Mutual Insurance is an independent mutual insurance company providing property and casualty coverages for individuals, families, and businesses in the U.S. states of Oregon, Idaho, California, and Washington. Founded in 1894, Oregon Mutual Insurance is located in McMinnville, Oregon. [1] [2] [3]
The Oregon Public Utility Commission rejected PacifiCorp's proposal on Thursday, saying it would prohibit payouts for noneconomic damages such as pain, mental suffering and emotional distress.