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  2. I’m a financial expert: Here are my 4 top tips for paying off ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    Avoid bogging yourself down with negative emotions of guilt or shame. You got into debt to solve a problem, and putting those charges on your credit card may have been the best solution available ...

  3. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    Using a debt settlement company. These companies can call up creditors and negotiate on your behalf to get your bills lowered. They will then typically put you on a payment plan to pay off any ...

  4. Which debt should you pay off first? Five options to consider

    www.aol.com/finance/debt-pay-off-first-five...

    Option 1: The “high-interest first” strategy. Paying off high-interest debt first is commonly referred to as the avalanche method. This involves making the minimum monthly payments on all of ...

  5. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    You might also be interested in how to set up a debt payoff plan and stick to it. 8. Make your payment (s) as agreed. Once you’ve agreed on a payment plan with the debt collector, make sure you ...

  6. Accord and satisfaction - Wikipedia

    en.wikipedia.org/wiki/Accord_and_satisfaction

    Accord and satisfaction. Accord and satisfaction is a contract law concept about the purchase of the release from a debt obligation. It is one of the methods by which parties to a contract may terminate their agreement. The release is completed by the transfer of valuable consideration that must not be the actual performance of the obligation ...

  7. Pay off debt or save? Expert tips to help you choose - AOL

    www.aol.com/finance/pay-off-debt-save-expert...

    Examples include an emergency fund, a down payment on a home or a car, or a vacation fund. Preparing for economic challenges in 2024. ... It’s never too late to start saving and paying off debt ...

  8. Credit spread (options) - Wikipedia

    en.wikipedia.org/wiki/Credit_spread_(options)

    Finance. In finance, a credit spread, or net credit spread is an options strategy that involves a purchase of one option and a sale of another option in the same class and expiration but different strike prices. It is designed to make a profit when the spreads between the two options narrows . Investors receive a net credit for entering the ...

  9. Paying off debt early: Advantages and disadvantages - AOL

    www.aol.com/finance/paying-off-debt-early...

    5 advantages of paying off debt early. There are several advantages to paying off your debt early, and almost all of them translate into more money in your pocket each month and more financial ...

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