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2. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   Credit card debt, student loans and mortgage payments can feel overwhelming, and you’re not alone if you fall behind on managing your debts. Credit counseling services may offer solutions to ...

3. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   American consumer debt — including mortgages, car loans, credit cards and student loans — reached $16.90 trillion in the fourth quarter of 2022, according to the New York Federal Reserve. This ...

4. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Consolidation is a common route for most borrowers, as there are numerous benefits and minimal risks, regardless of whether you choose to take out a new loan or opt for a 0 percent APR credit card ...

5. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...

6. These are the best debt relief options — which is right for you?

   www.aol.com/finance/different-debt-relief...

   Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate than what you had on ...

7. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your ability to repay: Don’t get a debt consolidation loan unless you’re 100% sure you can repay it. Missing payments could drive you deeper into debt, and missed payments drag down your ...