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  2. TransUnion CIBIL - Wikipedia

    en.wikipedia.org/wiki/TransUnion_CIBIL

    The higher the score, the more favourable the bank is to the client. It is a 3-digit number ranging between 0 and 50. Ideally, 10 or above score considered as a good CIBIL score. It tells your financial health and your previous records of loans.

  3. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0. CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score.

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Financial information of the business may be evaluated as well. The score range for the FICO SBSS score is 0–300. A higher score indicates less risk. Applications for SBA 7(a) loans for $350,000 or less will be prescreened using this score. A minimum score of 140 is needed to pass this prescreen, though most lenders require scores of 160 or more.

  5. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Borrowers with excellent credit scores can qualify for personal loan rates of around 10.73 percent to 12.50 percent. You may also qualify for a higher loan amount than the limit on your credit cards.

  6. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    How your credit score affects your chance of getting a personal loan. Having a good credit score — either a FICO score of 670 or a VantageScore of 660 — will show lenders that you know how to ...

  7. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

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