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  2. How to help your kids build credit - AOL

    www.aol.com/finance/help-kids-build-credit...

    If you could also use a refresher on credit scores, credit reports and using credit responsibly, check out Bankrate’s Credit Cards 101 articles. 3. Explain to them what being an authorized user ...

  3. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    That doesn’t mean you have a credit score of zero. ... credit scores from 300 to 500 are typically reserved for individuals who have defaulted on some debts or ... Consider a credit builder loan.

  4. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

  5. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate.

  6. How does my credit score affect my loan chances? - AOL

    www.aol.com/finance/does-credit-score-affect...

    Every FICO score uses the model developed by the Fair Isaac Corp. Scores range from 300 to 850, with 300 being the lowest possible score and 850 being the highest.

  7. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    Longer histories generally increase scores. Credit mix (10%): Evaluates the variety of credit types you have, such as mortgages, student loans and credit cards. This shows your ability to manage ...

  8. What credit score do you start with? - AOL

    www.aol.com/finance/credit-score-start-163323233...

    Credit mix (10 percent): There are two main types of credit: revolving (credit cards) and installment (loans). Having both types of debt reported to the credit bureaus improves your credit mix.

  9. How to compare installment loan lenders and find the best offer

    www.aol.com/finance/compare-installment-loan...

    Consider a secured installment loan: Some lenders offer secured installment loans to those with poor credit. These loans are backed by collateral, like a house or car, reducing the risk for the ...

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