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This aspect of UK motor insurance is the only one that purports to cover the driving of a vehicle, not use. On 1 March 2011, the European Court of Justice in Luxembourg ruled that gender could no longer be used by insurers to set car insurance premiums. The new ruling came into action from December 2012. [6]
The New India Assurance Co. Ltd. (NIACL) is an Indian public sector insurance company owned by the Government of India and administered by the Ministry of Finance. Headquartered in Mumbai , [ 4 ] it is the largest nationalised general insurance company of India based on gross premium collection inclusive of foreign operations.
However, you should keep old insurance policies if there is an open claim or the possibility of an open claim. And if you’re renewing, you may want to keep billing statements and the ...
Pre-2012 logo of DVLA. The vehicle register held by DVLA is used in many ways. For example, by the DVLA itself to identify untaxed vehicles, and by outside agencies to identify keepers of cars entering central London who have not paid the congestion charge, or who exceed speed limits on a road that has speed cameras by matching the cars to their keepers utilising the DVLA database.
An insurer may look to seek Article 75 status within RTA law if it transpires that the policyholder failed to declare an important fact (such as a drink-drive ban). In this case the insurer will cancel the policy as if it was never incepted (known as ab initio). To do so, an insurer must apply for a declaration under Section 152(2) of the Road ...
One challenge Americans face when visiting the United Kingdom is learning to drive on the “wrong” side of the road. The British drive on the left side of the road while we, in America, drive ...
The RTO issues driving licences, [2] organises collection of vehicle excise duty (also known as road tax and road fund licence) and sells personalised registrations. [ 3 ] Along with this, the RTO is also responsible to inspect vehicle's insurance and fitness and clear the pollution test.
Third-party insurance is a legal requirement. The vehicle's owner is legally responsible for any injury, danger, or damage to life or property of a third party caused or arising from the use of the vehicle in a public place. Driving without insurance in a public place is a punishable offence under the Motor Vehicles Act of 1988. [1]