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RCBC's credit card operations, RCBC Card, were subsequently merged into Bankard, forming the current company. Through RCBC Card, Bankard also started issuing JCB cards. Bankard was two-thirds owned by the Yuchengco Group of Companies and is an affiliate of RCBC.
Secured credit cards require the user to deposit cash to secure the card. You can use your card just like a traditional unsecured credit card; you can use it to purchase items in person and online ...
The same rules apply to secured credit cards as they do to unsecured cards. Here are a few recommendations to keep your score in the best shape possible: Always pay your balance on time.
When you apply and are approved for an unsecured credit card, you’ll be extended a line of credit. The card issuer uses your application and credit score to determine your eligibility and credit ...
A secured credit card is a type of credit card secured by a deposit account owned by the cardholder. Typically, the cardholder must deposit between 100% and 200% of the total amount of credit desired. Thus if the cardholder puts down $1,000, they will be given credit in the range of $500–1,000.
RCBC established its first head office at 219 Buendia Avenue in Makati (then part of Rizal until 1975), making it the first commercial bank to do so in the province. [14] In 1989, it acquired its universal banking license. [15] In 2000, RCBC acquired major control of Bankard Inc., a credit card company. [16]
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