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Hamburg Commercial Bank (formerly HSH Nordbank) is a commercial bank in northern Europe with headquarters in Hamburg as well as Kiel, Germany. It is active in corporate and private banking. Considered to be the world’s largest provider of maritime finance, [3] its main focus is on shipping, transportation, real estate and renewable energy.
Bank of Communications, Frankfurt; Bank Sepah, Frankfurt; Citibank Privatkunden, Düsseldorf (since December 2008 part of French Crédit Mutuel bank); Citigroup Global Markets Deutschland (Corporate Bank), Frankfurt
The core business of the eight Landesbausparkassen ("Land-level building savings banks") is collective real estate saving products (Bausparen) and low-interest residential mortgage loans, [30] with a share of the German mortgage market of about one-third and cumulative assets of €74.5 billion. [10]: 59 . As of 2022 they were, from north to south:
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For example, let’s say that your current mortgage loan balance is $360,000. But your home is only worth $300,000. In that case, you would have negative equity of $60,000.
Kiel's economy is dominated by the service sector, transport and maritime industries. Kiel is also one of the major ports of the German Navy, and a leading centre of German high-tech military and civil shipbuilding. Kiel is the home of Howaldtswerke-Deutsche Werft, a shipyard founded in 1838 famed for its construction of submarines.
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