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Hilltop Holdings is a financial holding company that provides business and consumer banking services from locations all around Texas via its primary subsidiary, PlainsCapital Bank. A wholly owned subsidiary of PlainsCapital Bank , PrimeLending, provides mortgage lending services with offices throughout the United States.
PlainsCapital Bank conducts commercial and consumer banking in the state of Texas. The bank is a member of the Federal Deposit Insurance Corporation (FDIC) and states it is an Equal Housing Lender. The bank offers: Commercial lending and other commercial banking services; Treasury management; Small business banking; Private banking
This page was last edited on 11 November 2024, at 01:53 (UTC).; Text is available under the Creative Commons Attribution-ShareAlike 4.0 License; additional terms may apply.
source: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States, p.229, figure 11.4 Credit rating agencies came under scrutiny following the mortgage crisis for giving investment-grade, "money safe" ratings to securitized mortgages (in the form of securities known as mortgage-backed securities (MBS) and collateralized debt obligations ...
US credit reporting companies have been accused of illegal behaviors by misstating costs and usefulness of credit scores, tricked consumers into recurring payments, and lying about reports. [66] The Consumer Financial Protection Bureau (CFPB) charged both Equifax, Inc. and TransUnion with deliberate deceit of consumers about the value of the ...
Compared to subprime mortgages, prime mortgages are available to highly qualified borrowers who pose little risk to lenders. When lenders advertise rates “as low as” a certain percentage ...
Six WNBA networks set ratings records this season, all via Caitlin Clark. When the WNBA's broadcast schedule was announced, the two-time defending champion and title favorite Las Vegas Aces had ...
Violation of consumer protection and fair lending laws (as well as human and civil rights violations) may result as privacy and security may be jeopardized. [ 16 ] Big data is attempting to address the issue of traditional credit scoring's inability to accurately predict risk, "credit invisible" populations, and "thin file" populations (people ...
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