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2. Do I have to pay off credit card debt that’s been ... - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   While a collection item will drop off after seven years, chapter 7 bankruptcies stay on your credit reports for up to 10 years. This means you can spend a decade after bankruptcy struggling with ...

3. What is the statute of limitations on debt? - AOL

   www.aol.com/finance/statute-limitations-debt...

   For example, if you miss a payment on a debt with a five-year statute of limitations on July 1, 2024, then after July 1, 2029, the statute of limitations will have passed.

4. My balance transfer period ended, but I still have debt. What ...

   www.aol.com/finance/balance-transfer-period...

   What to do if you still have debt after your balance period transfer ends The best course of action when you have a balance on your credit card is to pay it in full at the end of your billing cycle.

5. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

6. How long can a debt collector pursue old debt?

   www.aol.com/finance/long-debt-collector-pursue...

   The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

7. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   2. Personal or unsecured loans. After credit cards, prioritize paying off personal and unsecured loans next. These loans have an average interest rate of 11.92%, but rates can go up to 35.99% ...