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Microcredit is the extension of very small loans (microloans) to impoverished borrowers who typically lack collateral, steady employment, and a verifiable credit history. It is designed to support entrepreneurship and alleviate poverty.
Microcredit has also received criticism for inducing market saturation and fueling problematically competitive, rather than collaborative business communities. [91] [92] The influx of supply generated by the creation of new microcredit-fueled-businesses can be difficult for small economies to absorb. The owners of micro-enterprises within such ...
Microcredit Regulatory Authority (MRA) is the central body to monitor and supervise microfinance operations of non-governmental organizations of the Republic of Bangladesh. It was created by the Government of People's Republic of Bangladesh under the Microcredit Regulatory Authority Act (Act no. 32 of 2006).
There are three broad types of microcredit products in the water sector: [3] Microcredits aiming to improve access to water supply and sanitation at the household level. Credits for small and medium enterprises for small water-supply investments. Credits to upgrade urban services and shared facilities in low-income areas.
The Microcredit Summit Campaign, an American non-profit organization, started as an effort to bring together microcredit practitioners, advocates, educational institutions, donor agencies, international financial institutions, non-governmental organizations and others involved with microcredit around the goal of alleviating world poverty through microfinance.
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This is a list of free and open-source software packages, computer software licensed under free software licenses and open-source licenses.Software that fits the Free Software Definition may be more appropriately called free software; the GNU project in particular objects to their works being referred to as open-source. [1]