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  2. New target in Biden administration's war on junk fees ... - AOL

    www.aol.com/finance/target-biden-administrations...

    The Biden administration is expanding its crackdown on junk fees, this time setting its sights on the mortgage industry. The Consumer Financial Protection Bureau (CFPB) cited a particular concern ...

  3. Why is there controversy over mortgage fees? - AOL

    www.aol.com/why-controversy-over-mortgage-fees...

    In January, the Federal Housing Finance Agency announced a change in the pricing models for new government-backed mortgages. The policy changes something called "Loan Level Price Adjustments ...

  4. Tired of overdraft fees? A new Biden administration rule ...

    www.aol.com/tired-overdraft-fees-biden...

    Bank overdraft fees, pricey penalties charged to customers who overdraw their accounts, face a $5 cap under new rules released by federal regulators. The cap on bank overdrafts continues a ...

  5. New federal rule bans 'junk fees' on hotels, live-event tickets

    www.aol.com/federal-rule-bans-junk-fees...

    MORE: Overdraft fees could be capped at $5 under new federal rule. The change is part of a broader push from the administration of President Joe Biden to lower costs as households have been ...

  6. Good faith estimate - Wikipedia

    en.wikipedia.org/wiki/Good_faith_estimate

    805 - Lender's Inspection Fee; This is the lender's cost of inspecting a property – some may double check the appraisal provided by an independent appraiser 808 - Mortgage Broker Fee; This is the upfront charge that a mortgage broker charges. Brokers can also earn a “rebate” from the lender which is not listed here 809 - Tax Related ...

  7. The cost of homeownership spiraled upwards last year. Here’s ...

    www.aol.com/cost-homeownership-spiraled-upwards...

    Mortgage fees and costs went up last year too, rising by 22% from the year before to an average of $5,954. As mortgage rates rose, more buyers began purchasing discount points as a way to “buy ...

  8. Real Estate Settlement Procedures Act - Wikipedia

    en.wikipedia.org/wiki/Real_Estate_Settlement...

    On December 31, 2013, the CFPB published final rules implementing provisions of the Dodd-Frank Act, which direct the CFPB to publish a single, integrated disclosure for mortgage transactions, which included mortgage disclosure requirements under the Truth in Lending Act (TILA) and sections 4 and 5 of RESPA. As a result, Regulation Z now houses ...

  9. Deferred financing cost - Wikipedia

    en.wikipedia.org/wiki/Deferred_financing_cost

    Deferred financing costs or debt issuance costs is an accounting concept meaning costs associated with issuing debt (loans and bonds), such as various fees and commissions paid to investment banks, law firms, auditors, regulators, and so on. Since these payments do not generate future benefits, they are treated as a contra debt account.

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