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Consumers Union said in 2006 that only two products deserved extended warranty consideration: projection TVs and digital cameras, as both are expensive to repair and require frequent repairs. [5] In spite of such advice, consumers frequently purchase extended warranties because they overestimate the frequency of failure.
In many cases, at least in the United States, a home warranty is not a warranty at all, but rather a home service contract that covers the repair and/or replacement costs of home appliances, major systems such as heating and cooling, and possibly other components of a home, structural or otherwise. Coverage varies significantly across home ...
Requires manufactures of certain electronic products to make documentation, parts, and tools for diagnosis, maintenance, or repair available to independent repair providers and consumers. It is the first right-to-repair law to address home appliances; the Verge called it 'groundbreaking' [41] 2023: California enacts a Right to Repair Act [42]
A home warranty protects against the costs of home and appliance repair by offering home warranty coverage for houses, townhomes, condominiums, mobile homes, and new construction homes. When a problem occurs with a covered appliance or mechanical system such as an air conditioning unit or furnace, a service technician repairs or replaces it ...
Whether an extended service plan is worth the extra cost depends on the item and the perceived value by the consumer. Basic service plans on desktop computers, for example, typically come close to the actual average repair cost of a system, with the retailer using the service plan as a way to keep the customer from going to a competing service center.
2. Evaluate your investments and take your RMDs. The end of the year is an ideal time to review your investment strategy to make sure your portfolio is still on the right track to meet your goals.
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