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2. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

   www.aol.com/6-free-budget-templates-excel...

   Best 50/30/20 Budget Template. Available for Excel and Google Sheets, the 50/30/20 spreadsheet from Sapience Financial is a simple yet effective monthly budget spreadsheet.

3. Personal budget - Wikipedia

   en.wikipedia.org/wiki/Personal_budget

   Personal budget in an Excel sheet Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio .

4. List of U.S. state budgets - Wikipedia

   en.wikipedia.org/wiki/List_of_U.S._state_budgets

   A number of states have a two-year or three year budget (e.g.: Kentucky) while others have a one-year budget (e.g.: Massachusetts). In the table, the fiscal years column lists all of the fiscal years the budget covers and the budget and budget per capita columns show the total for all those years.

5. Cost estimate - Wikipedia

   en.wikipedia.org/wiki/Cost_estimate

   If, for example, a project estimate was $1,252,000 for a specific scope and conditions, and at completion the records showed that $1,172,451.26 was expended, the estimate was 6.8% too high. If the project ended up having a different scope or conditions, an unadjusted computation does not fairly assess the estimate accuracy.

6. Zero-based budgeting - Wikipedia

   en.wikipedia.org/wiki/Zero-based_budgeting

   Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...

7. Mortgage and refinance rates for Jan. 6, 2025: Average rates ...

   www.aol.com/finance/mortgage-and-refinance-rates...

   Average mortgage rates are edging down moderately week over week of Monday, January 6, 2024, though remain at elevated levels for benchmark 30-year and 15-year fixed terms, this despite three back ...