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2. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off is one of the most adverse factors that can be listed on a credit report. [2] It will then be listed as such on the debtor's credit bureau reports (Equifax, for instance, lists "R9" in the "status" column to denote a charge-off.) The item will include relevant dates, and the amount of the bad debt. [3]

3. Credit card fraud - Wikipedia

   en.wikipedia.org/wiki/Credit_card_fraud

   A fake automated teller slot used for "skimming". Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. [1] The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal.

4. Credit risk - Wikipedia

   en.wikipedia.org/wiki/Credit_risk

   The most common credit derivative is the credit default swap. Tightening – Lenders can reduce credit risk by reducing the amount of credit extended, either in total or to certain borrowers. For example, a distributor selling its products to a troubled retailer may attempt to lessen credit risk by reducing payment terms from net 30 to net 15.

5. 5 Reasons Dave Ramsey’s Hard Stance Against Credit Cards May ...

   www.aol.com/5-reasons-dave-ramsey-hard-215546895...

   A strong credit score opens doors to everything from homeownership to lower-interest car loans, and using a credit card responsibly — by paying on time and in full every month — is one of the ...

6. 11 Bad Habits That Hike Up Your Credit Card Bill - AOL

   www.aol.com/11-bad-habits-hike-credit-150012351.html

   An introductory 0% APR credit card allows you to borrow money immediately and pay it back interest-free if you pay it off before the introductory period ends, said Kelvin Stewart, co-founder of ...

7. What to do if someone opens a credit card in your name - AOL

   www.aol.com/finance/someone-opens-credit-card...

   Keep in mind: Many credit card issuers advertise some level of fraud protection, such as a $0 liability policy. So depending on your issuer’s rules, you may not be liable for any fraudulent ...