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  2. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    Down payment required: 3% (5% with adjustable-rate mortgage) Minimum credit score: 680 with less than 25% down Income restrictions: No more than 80% of area median income for property’s location

  3. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    A HomeReady mortgage is a type of conventional loan with a down payment requirement of just 3 percent. You can use it to buy a home or refinance an existing mortgage.

  4. How to buy a house in 2024 - AOL

    www.aol.com/finance/buy-house-2024-232506531.html

    3. Save for a down payment. To avoid having to pay private mortgage insurance, or PMI, you’ll need to put down at least 20 percent of the home’s purchase price for a down payment. Some lenders ...

  5. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    First-time buyer loans typically have more flexible requirements, such as a lower down payment and credit score. Many help buyers with closing costs and the down payment through grants and low ...

  6. How to save for a down payment - AOL

    www.aol.com/finance/save-down-payment-202835260.html

    FHA loans: Loans insured by the Federal Housing Administration (FHA) only require a 3.5 percent down payment of the purchase price. On a $300,000 home, that equals $10,500. On a $300,000 home ...

  7. Second mortgage - Wikipedia

    en.wikipedia.org/wiki/Second_mortgage

    Whilst conventional primary mortgages permit home buyers to borrow up to 80 percent of the property's value, they are conditional on a 20 percent down payment. [4] Home buyers who have insufficient funds to meet this requirement must pay primary mortgage insurance (PMI) in addition to interest on the primary loan. [45]

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