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If you do not think you have enough coverage on your renters insurance policy, you can also purchase an umbrella policy. This is an additional liability insurance policy that covers you when you ...
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
Alabama. Renters insurance coverage to prioritize: Personal property coverage (standard in most policies) Alabama has a high burglary rate — and a high violent crime rate in general. If you have ...
This coverage may pay for repairs or legal fees if the landlord sues the tenant, so it’s essential for tenants to understand the specifics of their policy, as coverage limits and conditions can ...
Renters insurance policies, many of which cost less than $200 a year, are typically sold in a package that includes personal property coverage of up to $25,000 to cover the replacement costs of ...
An "open perils" policy is broader in the sense that it will provide coverage for all losses except those expressly excluded from the policy. For insurance policies that cover specific named perils, the insurer frequently offers a choice between one policy covering a basic set of specific perils and another covering the same basic set plus ...
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