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If you cannot confirm the authenticity of the supposed debt collector’s contact information, don’t respond further until you can confirm the debt collector is legitimate. 2. You don’t ...
Getting a call from a debt collector is bad enough. Getting a call from a phony debt collector trying to scam you out of money you don't owe can be even worse. The Federal Trade Commission ...
[26] [27] [28] Fake debt collectors often refuse to provide a legally required written "validation notice" of the debt, provide no evidence a debt is actually owed and demand payment using a money transfer service like MoneyGram or Western Union with poor traceability and no chargeback protection. [29]
U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]
Scam text messages from the USPS scam last month and the toll collection scam viewed by Business Insider had area codes of +63, originating in the Philippines. Read the original article on ...
The court found the TCPA did unconstitutionally favor debt collection speech over political speech and violated the First Amendment. [27] [28] In July 2020, the Southern District of Texas found a single text message was enough to obtain Article III standing. [23] [29]
After a search of numerous newspaper archives, I've had no luck finding any mentions in the media of a case of a fake debt collector from even the mid-2000s, but I can easily find plenty starting ...
Certain consumer debt has a “shelf life” in which a creditor or debt collector can legally sue you for the debt. This is called the debt’s statute of limitations, which varies by state and ...