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  2. Why now is still a good time to grow your money in a deposit ...

    www.aol.com/finance/why-now-still-good-time...

    Even last week, as rates dropped to 4.25-4.5 percent, you can easily find a high-yield savings account at an online-only bank with both a competitive yield and an account that doesn’t have a ...

  3. The pros and cons of getting a money market account ... - AOL

    www.aol.com/finance/pros-cons-getting-money...

    Pros of money market accounts. Money market accounts are interest-accumulating accounts you can open at a bank or a credit union.What differentiates these accounts from other savings accounts is ...

  4. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    SoFi is a bank that offers a combination checking and savings account paying out up to 4.00% APY with direct deposits without monthly account maintenance fees or minimum balance requirements.

  5. How much should you keep in a high-yield savings account? - AOL

    www.aol.com/finance/how-much-in-high-yield...

    The year's peak savings rates are continuing to slip ahead of what economists expect will be a third consecutive rate cut to the federal funds rate at the conclusion of this week's Federal Reserve ...

  6. 7 best banks for seniors and retirees in December 2024: Ring ...

    www.aol.com/finance/best-bank-accounts-for...

    Chase Savings is another deposit option that charges a $5 monthly maintenance fee that it waives if you maintain a daily balance of $300 or more. But this account earns 0.01% APY — far less than ...

  7. Minimum daily balance - Wikipedia

    en.wikipedia.org/wiki/Minimum_daily_balance

    In banking, a minimum daily balance is the minimum balance that a banking institution requires account holders to have in their accounts each day in order to waive maintenance fees. [1] This is not to be confused with the average daily balance, which is computed as the sum of daily balances in a billing period divided by the number of days.

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