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  2. What is joint borrowing? - AOL

    www.aol.com/finance/joint-borrowing-190834758.html

    If your application is approved, the joint personal loan or credit card is issued in both of your names and you are both legally liable for repaying the debt. Joint borrowing can also have an ...

  3. 8 ways to spot personal loan scams and protect your finances

    www.aol.com/finance/8-ways-spot-personal-loan...

    Consider the following tips to avoid potentially damaging scams. 1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval.

  4. How to get a debt consolidation loan with bad credit

    www.aol.com/finance/debt-consolidation-loan-bad...

    Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans. These loans require some form of ...

  5. Term Asset-Backed Securities Loan Facility - Wikipedia

    en.wikipedia.org/wiki/Term_Asset-Backed...

    The Term Asset-Backed Securities Loan Facility (TALF) is a program created by the U.S. Federal Reserve (the Fed) to spur consumer credit lending. The program was announced on November 25, 2008, and was to support the issuance of asset-backed securities (ABS) collateralized by student loans, auto loans, credit card loans, and loans guaranteed by the Small Business Administration (SBA).

  6. No income, no asset - Wikipedia

    en.wikipedia.org/wiki/No_Income,_No_Asset

    It was described as a no income, no job, [and] no assets loan because the only thing an applicant had to show was his/her credit rating, which was presumed to reflect willingness and ability to pay. The term was popularized by Charles R. Morris in his 2008 book The Two Trillion Dollar Meltdown , though the acronym had been publicly used by some ...

  7. Scott Tucker (businessman) - Wikipedia

    en.wikipedia.org/wiki/Scott_Tucker_(businessman)

    In 2001, Tucker founded an online business, AMG Services, that made payday loans even in states where these high-interest, low-principal loans were restricted or illegal. The business, which generated over $3.5 billion in revenue from just 2008 to June 2013, [ 1 ] ultimately made loans to at least 4.5 million Americans. [ 1 ]

  8. FCC warns of 50-state scam by fraudsters posing as mortgage ...

    www.aol.com/fcc-warns-50-state-scam-221235739.html

    Callers spoof the caller ID number of the victim's actual lending institution, swindling money from those seeking financial relief. FCC warns of 50-state scam by fraudsters posing as mortgage ...

  9. Woman who applied for 3 COVID-19 relief loans in 2 days ... - AOL

    www.aol.com/woman-applied-3-covid-19-222042302.html

    Woman who applied for 3 COVID-19 relief loans in 2 days found guilty of wire fraud. Gannett. Kevin Grasha, Cincinnati Enquirer. September 5, 2024 at 6:20 PM. ... In the application, she claimed ...

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