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2. What is joint borrowing? - AOL

   www.aol.com/finance/joint-borrowing-190834758.html

   If your application is approved, the joint personal loan or credit card is issued in both of your names and you are both legally liable for repaying the debt. Joint borrowing can also have an ...

3. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans. These loans require some form of ...

4. What happens to your loan debt after you die? - AOL

   www.aol.com/finance/what-happens-to-loan-debt...

   You applied for a personal loan with a joint applicant — in that case, the joint applicant would take on the responsibility for paying off the loan. ... California. Idaho. Louisiana. Nevada. New ...

5. LendingClub - Wikipedia

   en.wikipedia.org/wiki/LendingClub

   All loans were unsecured personal loans and could be between $1,000 - $40,000. On the basis of the borrower’s credit score , credit history, desired loan amount and the borrower’s debt-to-income ratio , LendingClub determined whether the borrower was creditworthy and assigned to its approved loans a credit grade that determined the payable ...

6. LightStream - Wikipedia

   en.wikipedia.org/wiki/LightStream

   Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.

7. Achieve Company - Wikipedia

   en.wikipedia.org/wiki/Achieve_Company

   Inception Freedom Plus, now Achieve Personal Loans, started a pilot program in 2008 that made unsecured loans to consumers struggling with their existing debt. The company lent $25 million to people who had average FICO scores of 576. Average loan balances were greater than $15,000, and annual default rates were less than 2%.