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  2. Remortgage - Wikipedia

    en.wikipedia.org/wiki/Remortgage

    The process of remortgaging does not usually involve moving house or taking out a second mortgage on the property; it is in effect the transfer of a mortgage from one lender to another. [2] Homeowners may choose to remortgage for various reasons, usually to reduce the overall monthly mortgage payment amounts.

  3. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    A home equity conversion mortgage — or reverse mortgage — is designed for homeowners ages 62 or older. You borrow money from your home’s equity as a loan, but no monthly payment is required.

  4. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  5. Mortgage approvals to home buyers reach highest level since ...

    www.aol.com/mortgage-approvals-home-buyers-reach...

    The figures were released as data from HM Revenue and Customs (HMRC) showed an estimated 100,410 home sales took place in October, 21% higher than October 2023 and 10% higher than September 2024.

  6. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    Paying at least 20% of your home's purchase price up front generally results in a lower interest rate — and you can avoid mortgage insurance, which increases your total cost. Your loan term.

  7. Making Home Affordable - Wikipedia

    en.wikipedia.org/wiki/Making_Home_Affordable

    The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]

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