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2. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

3. Paying off debt in tough financial times - AOL

   www.aol.com/finance/paying-off-debt-tough...

   Debt relief companies such as National Debt Relief negotiate with creditors to reduce the balance of your debt, allowing you to make payments within your means and pay off your debt in a ...

4. Cram down - Wikipedia

   en.wikipedia.org/wiki/Cram_down

   In the mortgage context, the term "cramdown" has a distinct meaning than in a chapter 11 corporate bankruptcy. Instead of referring to the confirmation of a plan over the objection of an impaired class of creditors, a mortgage cram-down refers to reducing the creditor's allowed secured claim to the value of the collateral property.

5. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   The debt settlement company will tell you to stop paying your creditors to give it negotiation leverage. You can expect your score to take a massive hit when working with a settlement company.

6. Debt snowball method - Wikipedia

   en.wikipedia.org/wiki/Debt_snowball_method

   The debt snowball method is a debt-reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the largest ones last. [1]

7. Bankruptcy alternatives - Wikipedia

   en.wikipedia.org/wiki/Bankruptcy_Alternatives

   A debt restructuring is usually less expensive and a preferable alternative to bankruptcy. The main costs associated with a business debt restructuring are the time and effort to negotiate with bankers, creditors, vendors and tax authorities. Debt restructurings typically involve a reduction of debt and an extension of payment terms.

8. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt relief scams: Some criminals target those seeking help with credit card debt. Make sure that you know how to identify a debt relief scam, such as guarantees that you will qualify for debt ...

9. Debt snowball vs. debt avalanche method: Which payoff ... - AOL

   www.aol.com/finance/debt-snowball-vs-debt...

   Debt snowball method: What it is and how it works. With the debt snowball method, you order your debts by size of outstanding balance and make minimum payments, putting any extra money in your ...