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2. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   It involves filling out a full mortgage application, uploading financial documents and undergoing a hard credit check. You’ll want to get preapproved for a mortgage before you begin your house hunt.

3. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   3. Check your credit report. In addition to providing documentation, you’ll also have to agree to a hard credit check by the lender. It needs to ensure you have a high enough credit score to buy ...

4. 13 Tips On How To Get Preapproved for a Mortgage - AOL

   www.aol.com/13-tips-preapproved-mortgage...

   “Avoid making any major purchases, opening new credit accounts or changing jobs, as this can affect your preapproval status. Lenders want to see consistency and reliability in your finances ...

5. Prequalified vs. preapproved: What’s the difference? - AOL

   www.aol.com/finance/prequalified-vs-preapproved...

   No formal application required, but might require soft credit check. ... necessary to be approved for a mortgage up to a certain dollar amount.” ... prep work — and that a bank or credit union ...

6. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   If you check your credit report before comparison-shopping for a mortgage, you can take proactive steps to improve your credit score if needed. You’ll also be able to spot and fix any errors ...

7. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...