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  2. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    To reduce the insurance premium, the insured party may offer to pay a higher excess (deductible) than the compulsory excess demanded by the insurance company. The voluntary excess is the extra amount, over and above the compulsory excess, that is agreed to be paid in the event of a claim on the policy.

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    A motor vehicle owner typically pays insurers a monthly or yearly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered ...

  4. Car insurance premium: what is a premium and how is it ... - AOL

    www.aol.com/finance/car-insurance-premium...

    Car insurance premiums generally follow the same principles across carriers but may vary in how often you pay them, how companies calculate them and how your premium may change over time.

  5. Increased limit factor - Wikipedia

    en.wikipedia.org/wiki/Increased_limit_factor

    An increased limit factor (ILF) at limit L relative to basic limit B can be defined as = + + + + + + ()where ALAE is the allocated loss adjustment expense provision, ULAE is the unallocated loss adjustment expense provision, and RL is the risk load provision.

  6. How does your car make and model impact your insurance rates?

    www.aol.com/finance/does-car-model-impact...

    Car make and model. Avg. annual full coverage rate. Avg. annual min. coverage rate. BMW 300i. $2,513. $598. Toyota RAV4. $1,869. $612. Honda Odyssey. $ 1,735. $ 575

  7. 8 Things You Must Do When Your Car Insurance Costs More Than ...

    www.aol.com/8-things-must-car-insurance...

    Calculate your current monthly debt payments and make sure you have room for an additional payment. Consider whether you have any upcoming financial obligations that could affect your ability to ...

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