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2. Do Your Student Loans Affect Your Credit? - AOL

   www.aol.com/finance/student-loans-affect-credit...

   If you default on your student loan, you risk damaging your credit permanently. For federal loans, default occurs after 270 days of nonpayment and remains on your credit report for up to seven ...

3. 8 Questions To Ask Yourself Before You Take Out Student Loans

   www.aol.com/finance/8-questions-ask-yourself...

   Federal loans currently have fixed interest rates ranging from 6.53% to 9.08%, while private loans can have variable rates exceeding 10%. Borrowers should carefully review the interest rates and ...

4. How does deferring a loan affect my credit score? - AOL

   www.aol.com/finance/does-deferring-loan-affect...

   Here's the good news: Deferring loan payments does not directly affect your credit scores. In fact, if you're having trouble making payments, it can be a good idea to defer your loans until you ...

5. Student loan forbearance vs. deferment: Key differences and ...

   www.aol.com/finance/student-loan-forbearance-vs...

   Almost 43 million Americans carry student loan debt. Forbearance and deferment are two ways borrowers can freeze their payments. Here are some factors to consider before requesting either one.

6. How to improve your credit with student loans - AOL

   www.aol.com/finance/improve-credit-student-loans...

   With federal student loans, you can sign up for an income-driven repayment plan to lower your monthly payment, or you could apply for deferment or forbearance to temporarily pause payments without ...

7. How to determine whether you have federal student loans - AOL

   www.aol.com/finance/determine-whether-federal...

   If you complete the Free Application for Federal Student Aid (FAFSA), you're also applying for federal student loans since some of them are based on need. Private student loans are offered by ...