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2. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   Get copies of all three of your credit reports. ... online or over the phone. Credit bureaus must investigate disputes within 30 days and notify you of the results within five business days of ...

3. How to Pull a Free Annual Credit Report - AOL

   www.aol.com/news/pull-free-annual-credit-report...

   This step-by-step guide explains exactly how you can obtain a free annual credit report. ... variation if a service provider or lender you're doing business with doesn't report to all three bureaus.

4. How to dispute an error on your credit report - AOL

   www.aol.com/finance/dispute-error-credit-report...

   Each lender, bank or credit card company chooses which credit bureaus to report your information to. That means an account might show up on just one or two of your reports, rather than all three.

5. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

6. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

7. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report." [1] [2] Care should be taken when providing a full Social Security number to any ...