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Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...
HRAs can be helpful because they can be used to cover a wide range of healthcare expenses, from insurance premiums, prescription drugs, therapy, medical bills, dental services, vision care, or ...
Type of business insurance. Description. General liability insurance. Pays legal fees and settlements (up to your policy limits) if you get sued for a covered general cause
According to the Department of Health and Human Services, [12] over 82% of employers with over 500 employees offer a self-funded health plan, and over 25% of firms with between 100 and 499 employees and over 13% of employers with fewer than 100 employees also offer a self-funded health plan.
The liability portion of a business owner's policy offers coverage for third parties who suffer property damage, advertising injury or personal injury on a covered business's premises or caused by the business's owner or employees. [5] This coverage typically takes the form of compensation for legal fees related to third-party lawsuits over ...
In 1964, the company officially became known as the Government Employees Hospital Association. In 2007, the organization changed its name to Government Employees Health Association. [citation needed] GEHA was one of the first insurance carriers eligible to provide coverage to federal employees under the Federal Employees Health Benefits Act of ...
Starting your own business requires a significant investment of both time and money. Millions of people continue to step up to the challenge with 33 million small businesses active in the U.S. as ...
An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and ...
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