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Uninsured/Underinsured motorist coverage (UM/UIM): Uninsured and underinsured motorist coverage offer financial protection in the event that you get into an accident with a driver who is uninsured ...
UM/UIM coverage isn’t required in Utah, but if you have it on your policy, you must have at least $30K per person and $60K per accident. What is the new insurance law in Virginia? Old minimum ...
Though not required in all states, uninsured motorist coverage and underinsured motorist coverage financially protects you if someone hits you and does not have any insurance or enough coverage to ...
In some states, such as New Jersey, it is illegal to operate (or knowingly allow another to operate) a motor vehicle that does not have liability insurance coverage. If an accident occurs in a state that requires liability coverage, both parties are usually required to bring and/or submit copies of insurance cards to court as proof of liability ...
All States require that employers provide injury benefits coverage to their employees. These benefits are called workers’ compensation insurance coverage. This kind of coverage is to be distinguished from liability coverage, which covers the premises and the owner/occupier of the space from claims made by non-employees for injuries on the ...
Most states require a victim to sue the uninsured motorist (or a fictitious John Doe hit and run driver when litigating the second category of uninsured motorist claim) for his injuries in order to prevail on a breach of contract action against the insurance carrier. Some states, such as Virginia, require that the victim actually obtain a ...
For additional financial protection on and off the road, you might want to add other types of coverage, like roadside assistance, uninsured motorist or gap insurance. Some states require uninsured ...
Not enough coverage. It can be tempting to choose state minimum liability limits to keep the cost of car insurance low. While you may save on your premium, if you are involved in an accident with ...