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Uninsured/Underinsured motorist coverage (UM/UIM): Uninsured and underinsured motorist coverage offer financial protection in the event that you get into an accident with a driver who is uninsured ...
Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25. Drivers don’t need to take any action. A new year brings new beginnings and, in some states, new car ...
In some states, such as New Jersey, it is illegal to operate (or knowingly allow another to operate) a motor vehicle that does not have liability insurance coverage. If an accident occurs in a state that requires liability coverage, both parties are usually required to bring and/or submit copies of insurance cards to court as proof of liability ...
Though not required in all states, uninsured motorist coverage and underinsured motorist coverage financially protects you if someone hits you and does not have any insurance or enough coverage to ...
All States require that employers provide injury benefits coverage to their employees. These benefits are called workers’ compensation insurance coverage. This kind of coverage is to be distinguished from liability coverage, which covers the premises and the owner/occupier of the space from claims made by non-employees for injuries on the ...
Most states require a victim to sue the uninsured motorist (or a fictitious John Doe hit and run driver when litigating the second category of uninsured motorist claim) for his injuries in order to prevail on a breach of contract action against the insurance carrier. Some states, such as Virginia, require that the victim actually obtain a ...
Most states require you to purchase at least minimum levels of liability coverage, and some also require you to carry additional coverage types like personal injury protection (PIP) or uninsured ...
In many states, there are public uninsured employer funds to pay benefits to workers employed by companies who illegally fail to purchase insurance. [ citation needed ] Various organizations focus resources on providing education and guidance to workers' compensation administrators and adjudicators in various state and national workers ...