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  2. Buying a car with cash? Here's how to determine when it ... - AOL

    www.aol.com/buying-car-cash-heres-determine...

    Cash payments that exceed $10,000 (or multiple related transactions involving more than $10,000) for a car require that the dealership report the transaction to the U.S. Treasury's Financial ...

  3. My local car dealer just offered me a zero-interest loan for ...

    www.aol.com/finance/local-car-dealer-just...

    Dealers regularly try to attract customers with special discounts and credits, which are known in the industry as “incentives” like “no money down,” 0% financing, cash-back rebates and ...

  4. Buy here, pay here - Wikipedia

    en.wikipedia.org/wiki/Buy_here,_pay_here

    In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]

  5. Buying a car, whether used or new, is a big financial commitment. According to Kelley Blue Book, the average transaction price for a new vehicle was $48,724 in November 2024. Check Out: The Best ...

  6. Retail floorplan - Wikipedia

    en.wikipedia.org/wiki/Retail_floorplan

    Contrary to common perceptions, most car dealers do not pay cash for the vehicles on their lot. [3] Even smaller dealerships can have an inventory of vehicles representing millions of dollars of capital investment .

  7. Car dealerships in the United States - Wikipedia

    en.wikipedia.org/wiki/Car_dealerships_in_the...

    The dealer has the option of marking up the interest rate of the contract and retaining a portion of that markup. For example, a bank may give a wholesale money rate of 6.75% and the dealer may give the consumer an interest rate of 7.75%. The bank would then pay the dealer the difference or a portion thereof.

  8. Avoid These 5 Auto Fees Car Dealerships Trick You Into Paying For

    www.aol.com/finance/avoid-5-auto-fees-car...

    Find Out: How To Get Cash Back on Your Everyday Purchases The short answer is: no, of course not. Dealerships have a number of extraneous add-ons, fees and costs that you actually do not need and ...

  9. How to save for a car: A step-by-step guide - AOL

    www.aol.com/finance/save-car-step-step-guide...

    2. Calculate your down payment. Before you head to the lot to buy a car, take the time to calculate your down payment.This amount will depend on your unique financial situation and the kind of car ...

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